DISCLAIMER: Even if you do not join the club, please be advised that FISC strongly recommends that all participants in FISC sponsored events (including its weekly city skates) should carry medical and liability insurance and should wear protective gear (i.e., helmet, wrist guards, kneepads, elbow pads, and, at night, reflective clothing and blinking lights). Please also be advised that there are particular inherent risks of injury involved in city inline skating, including, but not limited to: cars, bicycles, other skaters, pedestrians, potholes, manhole covers, chains, trolley tracks, cobblestones, bad pavement, water, oil, debris, gravel, curbs, stairs, hills and inclines. This list of possible risks is not comprehensive, because conditions on the street, including the weather, are constantly changing. FISC cannot accept any liability for the existence of any such risks. Ultimately, each skater is responsible for staying alert to potential risks and obeying all traffic regulations. Finally, FISC strongly recommends that all participants in FISC sponsored events (including the city skates) possess and master a set of minimum skate skills before participating in its events: the ability to skate in control, especially on hills; to stop in traffic; to maneuver curbs; and to avoid obstacles.